Fluid Pay®
A payment platform that gets you paid quickly, saving you time and money.

Accelerate your cash flow
Traditional Payments
28
days
On average, it takes up to 28 days for businesses to get paid with traditional payment gateways.
vs
FluidPay
1
day
With FluidPay, most payment requests are paid the same day.
Invoice. Track. Collect.
Invoicing your customers is now integrated and effortless. Simply customize your invoice framework with a logo, header message and return policy then select a customer, enter the line item detail and click send.

Electronic Billing
Send invoices in a click through email, text, or via online payment links.

Custom Settings
Schedule due dates, reminders, and automatic past due notifications.

Customer Vault
Save payment methods, schedule automatic payments, and create subscription plans.
Eliminate nearly 100% of your payment fees.


Dual Pricing
Offer your customer the option to pay a lower price if they choose to pay with cash or electronic check.

Compliant Surcharge
Add a
surcharge fee to the transaction if your customer chooses to pay with a credit card.

Convenience Fees
Add a
flat fee to every transaction regardless of the method of payment.

Interchange Optimization
Automatically add Level 2 / Level 3 data to your credit card transactions and save on interchange fees.
Features

Simplified API
The Simplified API is a Unified API that allows a single integration to
process card-not-present as well as card-present processing via quick chip enabled EMV terminals.

Watchdog
Watchdog is a fraud management tool used to set rules and filters, to
zero in on preventing and detecting suspicious transactions. Transactions
can be declined/approved, pre and post authorization.

Virtual Terminal
Simplify the payment process for mail order, telephone, and off-site sales events such as conferences. You can also access the Customer Vault, Recurring Billing, Reporting, and many other features through the virtual terminal.

Customer Vault
Securely store billing details in the gateway and create custom records via the merchant control panel for both credit cards and ACH transactions. Merchants should never store or have to worry about clear text credit card or ACH information on their systems.

Recurring Billing
Submit and manage recurring, or subscription based transactions. Completely customizable, it reduces costs with manual transactions, and helps enhance loyalty for your brand.

E-Invoicing
Streamline the billing process by reducing the time it takes to manage paperwork and get paid. Create invoices and send them in real-time. No integration required, start sending out invoices today without any development or customization!

Shopping Cart
An easy option for e-commerce merchants who do not have an IT staff or developers to handle
credit card processing with a significant
number of shopping carts integrated into the payment gateway.

Terminal Add-Ons
Terminal options available including complete countertop and mobile solutions with robust settlement and transaction information. Remote provisioning for convenience, our terminals are semi-integrated, WiFI enabled, EMV certified, and cost effective.
Trusted by Hundreds of Growing Businesses
Be confident in an advisor who will fight to find you the right solution and support you along the way.
Insights From Our Clients
What Our Clients Are Saying

Michelle and her team did not “Sell” us a product or service. Rather, she educated us on parts of the payment business that we had no idea about and, in the process, offered us better solutions than we had at a more competitive price. She has followed up in the years since to ensure that we always have questions answered and that we are optimizing our options while minimizing costs.
Kevin Prior, Chief Financial Officer
Catholic Health Association of the United States

Michelle has taken care of our credit card processing for over 10 years. I can’t say enough about her commitment to customer service. She goes above and beyond to make sure we are taken care of and is always presenting new ideas to improve our online business needs. We love that she is so hands on and takes care of our needs.
Kelly Callier, General Manager
Callier's Catering


I have worked with Michelle Carr since 2012 and she has always offered top of the line customer service. Even when on vacation, she has found time to return my calls and help me out of a jam. She knows her stuff. I recently switched over to the Cash Discounting program, which has nearly eliminated my credit card processing fees. This lower cost solution has generated dollars that I can now invest back in to my business.
Gary Shenberg, Owner
Crest Bowl
